Ball shaped camera

Ball-shaped camera could put 360° photography on the map http://mashable.com/2015/08/20/panono-camera-shipping/

TAMPA BAY AREA TO EXPERIENCE MORE RAIN FOR THE NEXT FEW DAYS

http://patch.com/florida/newportrichey/s/f7b1j/tropical-storm-danny-slows-3rd-disturbance-reported?utm_source=alert-breakingnews&utm_medium=email&utm_term=outdoors&utm_campaign=alert

VA home buying process

https://www.veteransunited.com/realestate/8-things-you-must-know-about-the-va-appraisal/


#debbiesmall #realestate

Landscape

Check out Debbie Small's post on Vine! https://vine.co/v/eHLrxwdtvQ6

Florida

Check out Debbie Small's post on Vine! https://vine.co/v/evdmUdbe1qJ

Florida

Check out Debbie Small's post on Vine! https://vine.co/v/ev1m7eaYP0I

Move to #loveFL

Check out Debbie Small's post on Vine! https://vine.co/v/ev1a92gj9tj

Florida

https://youtu.be/XjkwUod1d8w

Florida

https://youtu.be/XjkwUod1d8w

debbiesmall.net@gmail.com

Realtor.com

https://youtu.be/mpYOGHxe35E

Thank you debbiesmall.net

Little Creek

#debbiesmall debbiesmall.net #LittleCreek Little Creek Townhomes (@ Little Creek Townhomes Pool) https://www.swarmapp.com/debbielittledeb/checkin/5582f7df498e71d002130f41?s=eJ2aRK5RfYIsptzCF9TlG-2Wu-g&ref=tw

Running vegan fitness realtor

http://realtormag.realtor.org/well-being/health/article/2015/05/fitting-fitness-your-day#sf9904353

Pasco county homes

https://youtu.be/oro6XvpzMu4

Edgemont Drive

https://youtu.be/kIE5oAqMHeM

debbiesmall.net

5552 Tulip Drive New Port Richey FL

3928 Edgemont Drive

Gulf real estate

http://floridaluxury.com/luxurybydebbie/

Please " like " & share https://www.facebook.com/smallworlddebbiesmall

DebbieSmall, Realtor

<a href="http://www.trulia.com/profile/debbie-small-agent-trinity-fl-7887945/reviews"><img src="http://static.trulia-cdn.com/images/dossier/5_STAR_Agent_Badge_300ppi_Light_Btn.png" width="235" height="50" border="0" alt="Debbie Small - Agent with Florida Luxury Realty"/></a

Zillow

https://www.zillow.com/profile/DebbieSmallGRI/Reviews/

GRI #GRI

http://www.realtor.org/designations-and-certifications/gri-designation/value-of-a-gri-designation

#GRI

http://www.realtor.org/designations-and-certifications/gri-designation/value-of-a-gri-designation

GRI

http://www.realtor.com/realestateagents/34655/agentname-debbie-small/realtorType-Agent

debbiesmall.net

Sold

https://youtu.be/GcOYXPNl7sU

SOLD!

Passports address change

http://traveltips.usatoday.com/need-renew-passport-address-changed-109288.html

Cuba

http://www.wsj.com/articles/real-estate-revolution-hits-cuba-1428055201

Cloud CMA

http://cloudcma.com/real-estate-agents

Google Ads

http://gizmodo.com/google-wants-to-change-tv-advertising-forever-1692678431

Sold!

Contract pending

Rent to own homes

http://www.floridarealtors.org/NewsAndEvents/article.cfm?id=320928&utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+floridarealtors+%28Florida+Realtors%29&utm_content=FaceBook

Hopefull Homeowners

http://www.thehomestory.com/home-hopeful-to-homeowner-part-2-building-your-case-for-credit/?sf8059183=1

Housework made easy

http://www.houselogic.com/home-advice/green-cleaning/spring-cleaning-tips/?sf8044493=1#ixzz3Ua3diY1B

Whole House Humidifier

http://www.houselogic.com/home-advice/air-quality/humidity-home-hygrometer/

Microsoft

http://uproxx.com/gammasquad/2015/03/microsoft-officially-brings-an-end-to-internet-explorer/

Green Homes

http://economistsoutlook.blogs.realtor.org/2015/03/16/st-patricks-day-green-and-energy-efficient-home-features/#sf8044837

Real Estate news

The Voice for Real Estate 18: Net Neutrality, Patent Trolls: https://youtu.be/uBo3p6ETb5Y

Removing a popcorn ceiling

http://m.instructables.com/id/Removing-Popcorn-Ceilings/

Chosing the right Realtor

http://voicesofrealestate.blogs.realtor.org/2015/03/11/how-to-find-the-best-realtor-for-you/#sf7969627

Smart Homes

http://realtormag.realtor.org/daily-news/2015/03/12/why-you-need-smarten-up-smart-homes#sf7968918

Buyers Guide to Smart Home Technology

http://realtormag.realtor.org/product-guide/gadgets-and-gear/2012/05/buyer-s-guide-smart-home-technology

Marketing Smart Homes

http://realtormag.realtor.org/sales-and-marketing/feature/article/2014/07/market-smart-home-smartly

GETTING A MORTGAGE IS EASY

http://realtormag.realtor.org/daily-news/2015/03/11/getting-mortgage-easy-consumers-say#sf7948188

Building Boom Pasco

http://www.83degreesmedia.com/features/pascocounty031015.aspx

http://tbo.com/pasco-county/age-targeted-community-planned-20150308/?page=1

Publix to invest in #loveFL

http://m.bizjournals.com/tampabay/blog/morning-edition/2015/03/publix-rings-up-record-30-6-billion-in-sales-in.html?page=all&r=full

Placemaking

http://realtormag.realtor.org/daily-news/2015/03/05/5-placemaking-ideas-make-difference#sf7825216#sf7901956

Recipes fresh Florida ingredients

http://www.freshfromflorida.com/Recipes/Entrees/Florida-Flatbread-with-Tomatoes-and-Sweet-Peppers

Spring ahead

Don't forget to set your clocks ahead Sunday, March 8

Realtor safety

http://realtormag.realtor.org/daily-news/2015/03/02/man-shot-killed-during-home-showing#sf7756357

Lumber liquidators formaldehyde lawsuit

http://www.gcmonitor.org/llprop65pr/

Mold

http://www.normi.org/articles/bleach-mold.php

Stylish Flooring

http://styledstagedsold.blogs.realtor.org/2014/09/08/stylish-staging-that-has-comfort-in-mind/

Loans

http://realtormag.realtor.org/daily-news/2015/02/26/loan-delinquencies-back-pre-crisis-levels#sf7681344

Mortgage rates

http://realtormag.realtor.org/daily-news/2015/02/27/mortgage-rates-continue-move-up#sf7703241

HOA

http://realtormag.realtor.org/news-and-commentary/commentary/article/2015/02/note-caution-about-hoas#sf7705006

Florida Marijuana

http://www.hightimes.com/read/florida-lawmakers-attempts-legalize-statewide-cannabis-industry

McMansions

http://realtormag.realtor.org/daily-news/2015/02/26/mcmansions-remain-hot-buy#sf7681294

when hiring a contractor

Protecting Yourself

If you hire a contractor and the improvements cost more than $2,500, you should know the following:

• You may be liable if you pay your contractor and he then fails to pay his suppliers or contractors. There is a way to protect yourself. A Release of Lien is a written statement that removes your property from the threat of lien. Before you make any payment, be sure you receive this waiver from suppliers and subcontractors covering the materials used and work performed on your property.
• Request from the contractor, via certified or registered mail, a list of all subcontractors and suppliers who have a contract with the contractor to provide services or materials to your property.
• If your contract calls for partial payments before the work is completed, get a Partial Release of Lien covering all workers and materials used to that point.
• Before you make the last payment to your contractor, obtain an affidavit from your contractor that specifies all unpaid parties who performed labor, services or provided services or materials to your property. Make sure that your contractor provides you with final releases from these parties before you make the final payment.
• Always file a Notice of Commencement before beginning a home construction or remodeling project. The local authority that issues building permits is required to provide this form. You must record the form with the Clerk of the Circuit Court in the county where the property being improved is located. Also post a certified copy at the job site. (In lieu of a certified copy, you may post an affidavit stating that a Notice of Commencement has been recorded. Attach a copy of the Notice of Commencement to the affidavit.)
• In addition, the building department is prohibited from performing the first inspection if the Notice of Commencement is not also filed with the building department. You can also supply a notarized statement that the Notice has been filed, with a copy attached.

The Notice of Commencement notes the intent to begin improvements, the location of the property, description of the work and the amount of bond (if any). It also identifies the property owner, contractor, surety, lender and other pertinent information. Failure to record a Notice of Commencement or incorrect information on the Notice could contribute to your having to pay twice for the same work or materials.

Gulf Harbors Chess

http://www.gulfharborscivicassociation.org/GHCA_General_Information

Every 3rd Friday at 5
Every last Sunday of month at 5

Waterfront 2/2 BRAND NEW GRANITE KITCHEN $120K

Wabi-sabi

Wabi-sabi (侘寂?) represents a comprehensive Japanese world view or aesthetic centered on the acceptance of transience and imperfection. The aesthetic is sometimes described as one of beauty that is "imperfect, impermanent, and incomplete".[2] It is a concept derived from the Buddhist teaching of the three marks of existence (三法印 sanbōin?), specifically impermanence (無常 mujō?), the other two being suffering (苦 ku?) and emptiness or absence of self-nature (空 kū?).

Characteristics of the wabi-sabi aesthetic include asymmetry, asperity (roughness or irregularity), simplicity, economy, austerity, modesty, intimacy, and appreciation of the ingenuous integrity of natural objects and processes.

Changes to closing procedure

http://speakingofrealestate.blogs.realtor.org/2015/02/17/understand-the-aug-1-changes-to-hud-1-closing-process/#sf7501581

Architectural styles

http://architecture.about.com/od/housestyles/tp/housestylesindex.htm

Realtor.org

http://www.realtor.org/infographics/infographic-how-does-the-white-house-compare-to-the-typical-american-home?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+RealtororgResearchHeadlines+%28REALTOR.org+Research+Headlines%29

FAR - Education - Courses

FAR - Education - Courses

#loveFL

#debbiesmall debbiesmall.net #loveFL #newportrichey

Florida building codes

The Florida Building Code applies to: ". . . the construction, erection, alteration, modification, repair, equipment, use and occupancy, location, maintenance, removal and demolition of every public and private building, structure.” 101.4.2

Prior to 1992, Florida did not have a statewide building code. Hurricane Andrew (August 1992) caused about $16 billion in insured damage and revealed a statewide problem: Florida had an outdated system of locally administered building codes, codes compliance, and enforcement. The Florida Building Codes Study Commission was created to review the existing system and to make suggestions for improvement. Based on the weaknesses revealed during the sixteen months of study, the need for a single, statewide code was firmly established. The Florida Building Code was created by regulation (HB 4181) in 1998 and took effect in March of 2001.

The Florida Building Code is updated every three years and supersedes all local codes. Local amendments are only acceptable if they exceed existing requirements. This unified code serves as the sole document whose purpose is to incorporate all building standards adopted by all enforcement agencies and state agencies that license different types of facilities

FIRPTA and DEFRA

FIRPTA and DEFRA

The Foreign Investment and Real Property Tax Act (FIRPTA) was enacted in 1980 for the purpose of taxing gains accrued from the disposition of real property to foreign investors. However, the law was not specific in creating the appropriate mechanism to make foreign investors comply with the law.

The Deficit Reduction Act of 1984 (DEFRA) established the mechanism for withholding and compliance with the law. It requires that the closing agent of a real estate transaction involving a foreign seller must withhold, file a report, and transmit 10% of the gross sales price to the IRS, within ten days of the closing transaction.

Note: The IRS considers a withholding real estate practitioner as all parties involved in the transaction (real estate brokers, attorneys, buyers). The IRS charges each party individually and collectively in making sure that the 10% withholding takes place at the time of closing. There are civil and possible criminal penalties for failure to comply.

Substantial presence

Substantial Presence Test

A non-immigrant visitor will also be considered a U.S. resident for tax purposes if he or she meets the substantial presence test for the calendar year. To meet the test, the visitor must be physically present in the United States on at least:

1. 31 or more days during the current year, and
2. 183 days during the three year period that includes the current year and the two years immediately before, calculated as follows:

Count all the days present in the current year; take 1/3 of the days present in the first year before the current year, and take 1/6 of the days present in the second year before the current year. If the result is more than 182 days, they meet the Substantial Presence test and are taxed on their world-wide income.

EB5

http://www.uscis.gov/working-united-states/permanent-workers/employment-based-immigration-fifth-preference-eb-5/eb-5-immigrant-investor

eviction process

Evictions
Evictions are also covered by the Florida Residential Landlord and Tenant Act (FS § 83). Under this act, tenants can be evicted for failing to pay rent or failing to comply with requirements under the lease agreement, or obligations under 83.52, F.S.
The eviction process depends on the nature of the breach of the agreement. This is detailed in Section 83.56, F.S. Three-Day Notice
If a tenant fails to pay his or her rent, the landlord or property manager must serve the tenant with a written notice allowing three days business days, excluding Saturday, Sunday and legal holidays. Legal holidays for the purpose of this section shall be court-observed holidays only. If the tenant does not pay the rent or move, the property manager may take steps to evict the tenant. A three-day notice is given when the tenant is one or more day’s delinquent in his or her rent. Proper wording and delivery is required.


Seven-Day Notice
7-day notice to terminate:
A tenant can be evicted if he or she exhibited a lack of consideration for the rights and privacy of other tenants or for damage, destruction or misuse of the property.
7-day notice to cure:
A non-compliance, seven-day notice gives the tenant seven days to remedy a non-compliance, breach, or violation in his or her rental agreement. Should the same conduct occur again within 12 months of the first notice, eviction can be filed after a seven-day notice to terminate. A seven-day notice also applies to week-to-week tenancies.


Fifteen-Day Notice
This is used to terminate a month-to-month tenancy. Notices are not themselves evictions. If a tenant ignores the notice, the property manager then proceeds to a formal eviction action. The property manager may only file a formal eviction action for non-payment of rent and only if uncontested. If the eviction is for any other reason, or if the non-payment of rent eviction becomes contested, the landlord or landlord’s attorney must handle this process. This is where property managers get in trouble!
The notice is the landlord's request or formal demand that the tenant moves out. It is delivered to the tenant only and is not filed in court. If the tenant does not voluntarily move as requested by the notice, the landlord may file an eviction case in court. The eviction case is the landlord's request, or formal demand, made to the County Court. It asks the Court to evict the tenant. A Summons and Complaint is delivered to the tenant by a process server.


Tenant Response
If the court agrees with the property manager, the tenant will be notified in writing and have five days to respond in writing to the court.
If the tenant does not respond or a judgment is entered against the tenant, the clerk of the county court will issue a “Writ of Possession” to the sheriff who will notify the tenant that eviction will take place within 24 hours. If the tenant fails to vacate, the sheriff will establish a time to meet with the property manager and a specified number of people for removal of the personal property. See Table 1A below for an eviction flow map.Several Florida counties have additional burdens for either the landlord or the tenant, or both. Property managers should verify the requirements of the county before committing the property owner to an action.


In Florida, a property manager is allowed to file an eviction. Chapter 83.59 was amended giving managers this right in 1992; however, if the tenant files a response, the property manager must have the owner or attorney litigate the matter. If the property is not owned by an individual but by a corporation or LLC, an attorney may be required to proceed with the eviction.
A power of attorney does not grant a property manager the power to act as an attorney or eliminate the requirement to be an attorney if the property manager is going to represent someone other than himself or herself in a legal proceeding.Unless the property manager is a principal in the ownership of a property, he or she is prohibited from filing any lawsuit other than for a residential eviction for possession only.


When discussing the process of eviction with an owner, tenant or any other party to an agreement, real estate professionals must be careful to avoid the unauthorized practice of law. If a disagreement arises the property manager should be encouraging the owner they represent to seek out proper legal advice.
Let's consider this: What does the NAR Code of Ethics say about the unauthorized practice of law?

How to perform a background check on a potential tenant

click here to watch video on how to perform a background check on a potential tenant

how much notice do i have to give my tenant to enter my property?

The 1993 legislature defined reasonable notice for entry for repairs purposes as 12 hour notice, and entry between the hours of 7:30 am and 8:00 pm.

Just Listed debbiesmall.net

Just Listed debbiesmall.net debbiesmall.net@gmail.com Realtor Florida Luxury Realty

Hololense

http://www.microsoft.com/microsoft-hololens/en-us?ocid=Social_Microsoft_fb_2015-01-21_Photo_Platform-announce-website_Organic&wt.mc_id=socialmicrosoft_fb_21012015_Platform-announce-website

Real Estate laws

http://flsenate.gov/laws/statutes/2013

Door knocking

I'd L♡VE to be your Realtor!
#debbiesmall debbiesmall.net #beaconsquare #gulfharbors #westpasco #baileysbluff #HolidayLakes #newportrichey #Elfers
Door Knocking

Understanding Property Information (or) where do I find my Folio number?

Composition of County Folio Number

The folio number is a means by which properties are identified in Miami-Dade County.  It is also referred to as the parcel identifier and represents a unique number that computer systems use to associate to a property.  The folios number is formatted as a 13 digit number (99-9999-999-9999).  The composition of the folio number includes Municipality, Township, Range, Section, Sub-division, and Parcel Identifier as described below.

Principle of conformity

http://www.realestatewiki.com/wiki_content/Principle_Of_Conformity_cat40834034_cid20430087.htm

Does Home Owners insurance cover mold remediation?

http://www.houselogic.com/home-advice/home-insurance/homeowners-insurance-mold-covered/

Escrow Reinbursement

If there are problems with the property you wish to buy, how do you get an ESCROW REINBURSEMENT from the title company?

you need a cancellation of contract addendum signed by both parties, and you need to submit a written request to the escrow company to request your refund.

I had this issue come up with a buyer I was working with. Surprisingly, in FL there is no law as to how long an a title agent or attorney holding escrow has to return it. Once the contract is cancelled by both parties, the refund becomes a matter between you and the entity holding your escrow.

https://www.debbiesmall.net/
DebbieSmall
7275994958

Real estate year in review

http://economistsoutlook.blogs.realtor.org/2015/01/12/part-1-ehs-in-2014-by-the-numbers-popular-closing-dates/#sf6873908

difference between an appraisal and a property inspection?

The Function of an Appraisal

Homebuyers may become confused between the purpose of an appraisal and the purpose of an inspection. An appraiser evaluates a property to determine the value of the property based on its current condition, and the current market conditions. An “as is” value can be based on a property that does not meet minimum health and safety standards. In fact, some values end up being land value less demolition costs. Some mortgage clients require appraisers to take into account readily observable conditions and determine if the property meets minimum health and safety standards.

Compare that to the function of a home inspector who scrutinizes the physical condition of the property and identifies items that should be repaired or replaced. This includes pointing out problems that are not easily discernible to a novice homebuyer, informing them regarding working order, the need for repair or replacement, and telling the homebuyer about possible remaining economic life.

Neither the appraiser nor the inspector is responsible for guaranteeing the condition of the property, its systems, appliances, etc. They do not have to certify that the property is free of defects..

Owner Financing

http://www.nolo.com/legal-encyclopedia/seller-financing-home-sales-30164.html

Debt to income ratio

http://www.investopedia.com/articles/07/debt_to_income.asp

debbiesmall.net

"It's A SMALL World!" debbiesmall.net: http://youtu.be/QgNJZGRspkU

I'd LOVE 2 be your Realtor!

I'd LOVE 2 be your Realtor! Debbiesmall.net debbiesmall.net@gmail.com Realtor Florida Luxury Realty #debbiesmall #loveFL #HolidayLakes #westpasco #baileysbluff #gulfharbors #baileysbluff #beaconsquare

Electronic Signatures

Electronic Signatures
The Uniform Electronic Transaction Act provides legal status to paperless online transactions. Electronic signatures have the same legal authority as written signatures in pen and ink on paper. With some exceptions, this means that parties who mutually agree can conduct business electronically, and electronic records, signatures and contracts will be legally enforceable. The law allows admissibility of electronic records in a court of law. All items currently required by law to be made in writing can be done electronically, as long as the recipient is able to print or store an electronic version. Electronic documents in some areas, such as landlord-tenant notice procedures, cannot replace physical documents. The law required that by January 1, 2002, all Florida counties have an index of all recorded documents on a publicly available Web site. The documents had to be online and retrievable by January 1, 2006.
Excluded from this act are transactions relating to portions of the Uniform Commercial Code, transactions overseen by the Uniform Computer Transaction Act, and rules relating to judicial procedure. FS § 475.5018: When any act performed under this part must be performed in writing or acknowledged with a signature, the provision of an instrument of writing by electronic means or facsimile, including a signature transmitted by electronic means or facsimile, is binding and sufficient.

https://www.youtube.com/watch?v=OL-ldOyYYU0&feature=youtu.bedebbiesmall.net youtube

I'd LOVE 2 be your Realtor!

Standard Business Cards by Vistaprint

Introducing Gmail Motion

Google Gmail motion - coolness!

http://www.youtube.com/attribution_link?a=2HHsNuvJHKg&u=%2Fwatch%3Fv%3DBu927_ul_X0%26feature%3Dshare https://www.youtube.com/watch?v=Bu927_ul_X0

Can a loss generated from residential or commercial realty be used on the tax return of the investor?

Can a loss generated from residential or commercial realty be used on the tax return of the investor? This question is asked often because there is so much confusion as a result of the passive activity loss rules adopted by Congress in 1986. The answer is yes if the basic rules of the Tax Reform Act of 1986 are met. The tax law states that losses from real estate activities in which the investor does not materially participate can only be used to offset income from passive activities. In this unit we will investigate the concept of losses and the proper calculations for the transfer (sale) of property. At the conclusion of this unit the student will be able to; •restate the passive loss rules •discuss proper calculations for the transfer of property •identify IRS provisions affecting investor taxation debbiesmall.net