Can I get a mortgage loan after a bankruptcy?
Yes you can! Each individual circumstance must be evaluated, but lenders do allow a mortgage loan after a bankruptcy as long as the bankruptcy is discharged a minimum of two years and the circumstance causing the bankruptcy are not likely to occur again. There are contingencies in some cases including an extended waiting period of four years, third party documentation of the cause of credit problems and reestablished credit. You should call a mortgage professional to discuss your individual situation. I am happy to recommend one. Call DebbieSmall, GRI 727-599-4958 or email debbiesmall.net@gmail.com
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